Who are we? - SMSF Loans Pty Limited is the market leader in providing solutions to SMSF Trustees and their Advisers seeking to leverage into property through Self Managed Superannuation Funds.

SMSF Loans is a Member of the following Industry Bodies:

• Mortgage and Finance Association of Australia (MFAA) 
  
• Finance Brokers Association of Australia (FBAA)
  
• Credit Ombudsman Service Limited (COSL)

Our Team:

• Are all salaried employees
• Are Authorised Credit Representatives of our Credit Licence
• Are covered under our Professional Indemnity Insurance and External Dispute Resolution Scheme
• Only undertake SMSF lending transactions ~ all day ~ every day
• Receive the same remuneration regardless of which loan or lender is utilised
• Are constantly supervised by Australia's most experienced SMSF lending professional
• Receive ongoing training and updates around this dynamic and technical area
• Are co-located with our Credit License's Compliance Manager

Disclaimer

General Advice Warning - In providing this information SMSF Loans Pty Limited is not providing financial product advice.  Any person who receives information should obtain independent advice from their Accountant, Financial Planner and/or Lawyer before making any financial decision.

Accounting and Tax advice warning - SMSF Loans Pty Limited does not give tax advice.  How tax laws apply to you depends on your personal circumstances and you should seek your own advice.  Our input on these issues is limited to highlighting relevant matters and each person should seek their own professional advice.

CLICK Here - to access our Advice Page

What is our Objective?

• Deliver the premier service in the SMSF Lending arena characterised by being expert in and having access to all available products and services in the market.
• Demystify the product offering and application process by providing a transparent service to professionals like Accountants, Financial Planners, Property Specialists and the end consumer.
• Assist our SMSF clients in building wealth through property investment by providing innovative and sophisticated finance products that meet their investment strategy for responsible risk management and investment return.
• Offer an end-to-end solution for our Client's SMSF needs but without 'bundling' our services.  In other words our Clients and their Advisers can choose to use only one of our service offerings, any number in combination or the complete end-to-end solution.  Our services include: 
  
  • Facilitating financial advice where not already provided.  See Advice.
  • Identifying the most appropriate lending solution.  See Find My Loan.
  • Reviewing or establishing structures as required.  See Trust Documentation.
  • Facilitating selection of the Investment Property.  See Find My Property.

Who are our Clients?

Our clients are Self Managed Superannuation Fund (SMSF) members, their trustees and advisors.

Advisors that we actively work with are Accountants, Financial Planners, Lawyers, Corporate Services specialists, Finance Brokers, and Property Specialists.

What Do We Do?

• Assistance to convert client's retail / industry superannuation fund contributions into a compliant SMSF structure.
• Information to SMSF members and trustees to assist with acquiring property in a compliant and tax effective structure.
• Assistance with the process of property acquisition:
  • SMSF set up
  • SMSF Loan approval
  • Property selection
  • Compliant property trust structure
  • Settlement

Superannuation Simplified

The changes that have come into effect are somewhat simpler and better - why?

• Limitless tax free retirement income
• Low tax pre-retirement
  • 15% on Income
  • 10% on Capital Gains Tax
• Zero tax on earnings and CGT in pension phase
• Restrictions on how much you can put in each year
  • Can't leave investing in Superannuation until the last minute anymore

SMSF Property Investment

Australians have always had an affinity with property - "the great Australian dream of home ownership"

• 1 in 5 households own an Investment Property
• 1 in 2 households with income over $150k own an Investment Property
• 78% of those who invested in real estate said they did so to help fund their retirement

However, less than 4% did so using their superannuation.  Why?  Because up until September 2007 they weren't able to borrow for property investment purposes.

Many people now have the ability to capitalise on some key components of wealth creation to help provide for their retirement:

• The power of leverage (up to 80% gearing dependant on individual circumstances)
• The tax benefit of negative gearing; and
• The low to zero tax payable in superannuation in pension phase