SMSF Loans... Invest In the Property of Your Choice through Superannuation.
Plan Your Retirement On Your Terms
Choose an Asset Class that suits Your Lifestyle & Investment Objectives
Gear into Property through the Power of a DIY Super Fund
Welcome to the premier service for SMSF Loans
How do I get a loan for my Super Fund?
If you are a Member or Trustee of a SMSF looking for information about borrowing through Superannuation please review our Consumer Guide.
If you are an Accountant or Financial Planner seeking information to assist your Clients with SMSF borrowings, establishment of Bare Trusts (or Warrant Trusts) or more information about the process of using Instalment Warrants to invest in property ~ you may also find our Advisors Set-up Guide useful.
If you, or your Client, are considering using a related party loan please CLICK HERE for information on some of the key considerations about how to approach the transaction in a way that provides maximum opportunities and flexibility going forward.
Of course, you can always just CONTACT US for a confidential discussion about any aspect of borrowing through Super.
Self Managed Superannuation Funds (SMSF) can now borrow for residential & commercial property investment using Instalment Warrants / Property Warrants or SMSF Loan products. An SMSF can have control & choice over their superannuation investment strategy whilst complying with the Superannuation Industry Supervision Act (SIS ACT). Although Instalment Warrant is the description used as the heading in the 'section 67(4A) exceptions'; any borrowing arrangement that meets that exception qualifies as a 'complying loan within an SMSF trust structure'.
There are varying offerings in the market that are Instalment Warrants (or Property Warrants) and offerings that are SMSF Loans. Instalment warrants are generally “bundled” products that involve managers or promoters who may charge additional fees and may place restrictions on the property assets being funded. A complying SMSF loan is a simple instrument to achieve your objective of leveraged property investment within your SMSF structure.
SMSF Loans is committed to establishing strong working relationships with all lenders that bring SMSF lending products to the market and will continue to add more product and service offerings as they become available.
Many Australians have significant money invested in superannuation with more and more establishing their own Self Managed Super Fund (SMSF). Many investors would like to be able to include commercial and residential real estate in their superannuation investment portfolio in addition to direct shares and managed funds recommended by most Accountants and Financial Planners.
If you are already working with an Accountant or Financial Planner, SMSF Loans can liaise with them directly in order to fulfil your SMSF borrowing needs. By working closely with your other Advisers, SMSF Loans can take the hassle and stress out of the transaction.
Regardless of your experience around property and lending, there are some highly specialised requirements for SMSF Loans and all lenders will require some level of assistance by a Professional who is licensed to give Financial Advice.Some lenders mandate for the provision of an Advice Certificate, while others are satisfied to know that a Professional Adviser has been involved and advice has been sought.
If you are an Industry Professional – Broker, Accountant, Financial Planner or Property Group – and you want to form a referral relationship with the premier service provider in this emerging segment – please CLICK Here to find out more about the process and rewards
'How to write specialised loans
without becoming a specialist'
